Wednesday, November 3, 2010

WEEK 5:Health Reform

With all the political procedures taking place and all the elections going on, Health Care Reform is still a debate and topic at the forefront.  When it comes to the age brackets and the social status there are many factors to consider.  As far as the senior citizens those in the sixty five and over age group, “the federal governments regular payments to the Medicare Advantage program are set to be cut over the next 10 years by $132 billion” http://www.articlesbase.com/insurance-articles/how-does-health-care-reform-affect-senior-citizens-3371822.html. For those seniors who are on fixed income, they may not be able to afford medical coverage.  Now when it comes to those citizens in the thirties to sixty age bracket, where do they fall within this reform?  Well this is where the famlies come into the picture.  Most families area already working two jobs within the house to make ends meet. The healthcare reform bill would mandate that most US citizens and legal residents purchase “minimal essential coverage” for themselves and their dependents
As a result more money will be needed as an expense to take care of the family needs.  And with a man-date on purchasing it, there’s no way to by pass this law.  http://www.csmonitor.com/USA/Politics/2010/0319/Health-care-reform-bill-101-Who-must-buy-insurance.  There is however a couple of groups who may not be as greatly affected by the bill as the rest of the age groups.  According to the law, ”
There are exceptions. Certain people with religious objections would not have to get health insurance. Nor would American Indians, illegal immigrants, or people in prison.”  So should I rob a bank, become a prisoner and not worry about the extra expense.   At least in prison they do provide medical care for inmates.  When it comes to those who have jobs possibly eighteen to thirty five, they have the option to purchase medical through their employers benefit plans.” Employees who have a pre-existing medical condition and who have been uninsured for at least six months will be eligible to enroll in the high-risk pool and receive subsidized premiums” http://www.zanebenefits.com/blog/2010/03/217/How+Health+Care+Insurance+Reform+Affects+U.S.+Employers+and+their+Employees   As a result of the study to be honest I could see being against the reform bill, I feel that it is a beneficial bill to pass.

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